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When to split in blackjack

A pair is a choice: play it as one hand, or cut it into two. Here is the right play for every pair, and why.

What is splitting?

When your first two cards have the same value, you can split them: you place a second bet equal to the first, and each card becomes the start of a new hand. The dealer adds a card to each, and you play them one after the other.

Example: you have 8 and 8 (16) against a 7. You split: hand 1 = 8 + 10 = 18, hand 2 = 8 + 3 = 11, which you can still double if the table allows it.

The two golden rules

  • Always split aces and 8s. Two aces make 2 or 12, a poor hand; split, each ace has almost a one-in-three chance of getting a 10. Two 8s make 16, the worst hand in the game.
  • Never split 10s or 5s. 20 is nearly unbeatable. Two 5s make 10, a great hand to double.

Pair by pair

PairSplit againstOtherwise
A,AEvery card—
10,10NeverStand
9,92 to 6, 8 and 9Stand against 7, 10 and ace
8,8Every card—
7,72 to 7Hit
6,62 to 6Hit
5,5NeverDouble against 2 to 9, else hit
4,45 and 6Hit
3,3 and 2,22 to 7Hit

Rules: 6 decks, dealer stands on soft 17, double after split allowed. The surprising one: 9,9 against a 7, stand, because your 18 beats the 17 the dealer usually makes with a 7.

The pairs chart

H HitS StandD DoubleP Split
Pairs
Hand2345678910A
A,APPPPPPPPPP
10,10SSSSSSSSSS
9,9PPPPPSPPSS
8,8PPPPPPPPPP
7,7PPPPPPHHHH
6,6PPPPPHHHHH
5,5DDDDDDDDHH
4,4HHHPPHHHHH
3,3PPPPPPHHHH
2,2PPPPPPHHHH

What changes with the table rules

  • No double after split: split small pairs less. 2,2 and 3,3 only against 4 to 7, never 4,4, 6,6 against 3 to 6.
  • European blackjack (no hole card): avoid splitting against a 10 or ace (except aces), since a dealer blackjack would take both bets.
  • Split aces: usually one card each, and ace + 10 counts as 21, not blackjack.

Practice: the game lets you split up to 4 hands, with a coach that corrects you.

Play with the coach

FAQ

Should you split 10s?

No. 20 wins nearly 8 times in 10 against a dealer showing 5 or 6. Splitting it loses money over time, even against a 6.

Why split 8s against a 10?

You are in bad shape either way, but 16 loses about 3 times in 4. Two hands starting at 8 lose less overall. You split to cut the loss, not because you are the favourite.

Can you re-split?

Often yes, up to 3 or 4 hands (Blackjack Play allows 4 by default). Aces usually can't be re-split.

Is a jack and a king a pair?

In most casinos, yes (same value, 10). But just like two 10s, don't split them.